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Secrets of the Millionaire Mind: Mastering the Inner Game of Wealth

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#1 New York Times , Wall Street Journal , and USA Today Bestseller! Secrets of the Millionaire Mind reveals the missing link between wanting success and achieving it! Have you ever wondered why some people seem to get rich easily, while others are destined for a life of financial struggle? Is the difference found in their education, intelligence, skills, timing, work habits, contacts, luck, or their choice of jobs, businesses, or investments? The shocking answer is: None of the above! In his groundbreaking Secrets of the Millionaire Mind , T. Harv Eker states: "Give me five minutes, and I can predict your financial future for the rest of your life!" Eker does this by identifying your "money and success blueprint." We all have a personal money blueprint ingrained in our subconscious minds, and it is this blueprint, more than anything, that will determine our financial lives. You can know everything about marketing, sales, negotiations, stocks, real estate, and the world of finance, but if your money blueprint is not set for a high level of success, you will never have a lot of money—and if somehow you do, you will most likely lose it! The good news is that now you can actually reset your money blueprint to create natural and automatic success. Secrets of the Millionaire Mind is two books in one. Part I explains how your money blueprint works. Through Eker's rare combination of street smarts, humor, and heart, you will learn how your childhood influences have shaped your financial destiny. You will also learn how to identify your own money blueprint and "revise" it to not only create success but, more important, to keep and continually grow it. In Part II you will be introduced to seventeen "Wealth Files," which describe exactly how rich people think and act differently than most poor and middle-class people. Each Wealth File includes action steps for you to practice in the real world in order to dramatically increase your income and accumulate wealth. If you are not doing as well financially as you would like, you will have to change your money blueprint. Unfortunately your current money blueprint will tend to stay with you for the rest of your life, unless you identify and revise it, and that's exactly what you will do with the help of this extraordinary book. According to T. Harv Eker, it's simple. If you think like rich people think and do what rich people do, chances are you'll get rich too!

212 pages, Hardcover

First published January 1, 1999

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About the author

T. Harv Eker

86 books559 followers
T. Harv Eker is an author, businessman and motivational speaker known for his theories on wealth and motivation. He is the author of the book Secrets of the Millionaire Mind published by HarperCollins.

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5 stars
32,138 (50%)
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3 stars
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Displaying 1 - 30 of 2,680 reviews
Profile Image for C.
1,133 reviews1,034 followers
April 8, 2021
This short (3 hours in audio) book is about developing the mindset required to become rich. The author defends the wealthy lifestyle, then provides motivation and action steps to become rich yourself. There’s nothing novel; the advice is common to financial self-help books: take responsibility for your life, have an abundance mindset, set high goals, own your own business, specialize, serve others, and earn passively.

The author focuses on monetary riches, not general wealth or happiness, which other self-help books do. I didn’t like the author’s in-your-face style (in the audiobook, he’s practically yelling). He’s quite harsh on the poor and middle class; although I agree that people’s financial situations are often a result of their own choices, sometimes things are beyond a person’s control. I also didn’t like the pseudo-scientific garbage about using your subconscious to emit energy that influences “the universe” to respond to your wishes.

I listened to the audiobook because it was recommended by The Wealthy Freelancer (my review), and by a fellow web designer.

Notes
Seek abundance, not poverty or comfort.

Identify your gifts/skills, then use them to solve problems for as many people as possible.

Associate with the rich. Admire, learn from, and spend time with rich people.

Poor people trade time for money. Rich people get paid for their results. The best way is to own your own business, to take advantage of tax benefits. The next best is becoming a commission-based salesperson, network marketer, or consultant.

What you focus on expands; what you track increases. Focus on increasing net worth.

Set aside 10% of earnings for investing, and another 10% for play.

You’re only growing when you’re uncomfortable.

Use power thinking, not positive thinking. Positive thinking is unrealistic optimism (pollyannaism), but power thinking is entertaining only thoughts that support happiness and success.
Profile Image for Tiffany.
130 reviews28 followers
January 7, 2011
I seriously loved this book. If you liked "Think and Grow Rich" or "Rich Dad, Poor Dad", you probably will too.

Let's get past what might bother some people:
-there's a good bit of promotion for Eker's seminars.
-there is a very black and white view of people (rich and poor). To be fair, though, Eker points out this himself, explains that he is using it as an illustrating tool, and (some people miss this) tries to help the reader understand that he is not talking about rich/poor people but rich-poor MINDSETS.
-every chapter ends with affirmations.....I know that bugs some.

Pros:
Amazing analysis of how people think, how those thoughts help/sabotage you, and how to change your thought patterns. My husband and I both read it and found ourselves doing some major self-discovery. This book has a financial focus, but I honestly feel like the tools here could be used toward any area that you want to self-improve. If you can get past some of the new-age stuff (it doesn't bother me), it's worth a look. When I finished reading it, I found myself so excited that I wanted to run out and buy it for friends/family, but....nothing offends people like handing them a book on finances or self-help!

Profile Image for Donald.
Author 4 books12 followers
December 27, 2007
If I hear "Touch your head and say 'I have a millionaire mind'" one more time...
Profile Image for Mohammed Alsaleh.
220 reviews487 followers
May 15, 2011
هذا اليوم .. أنا حزين !

نعم .. هناك حالة من الحزن تعتريك حينما تهم بنهاية كتب تحبه ..

هذا الكتاب .. كتبت اختصارات عنه ستخرج في شكل مقالة سأنشرها في المدونة بمشيئة الله تعالى ..
كتاب ثري بالأفكار بالأساليب المباشرة لبرمجة العقل بطرق تقنعك بأقصر طريق ..

هارف ايكر .. شخص مباشر .. لا يستخدم أسلوب ملتو طويل لإيصال معنى يريده في ذهنك .. يواصل إيصال الأفكار تباعاً .. يقنعك أن النجاح يمكنك أن تتدرب عليه .. مثله مثل كرة القدم والبيسبول .. يوصل إلى عقلك أن النجاح هو عبارة عن بداية في فشل كبير جداً .. ومع المثابرة تصل لما تريد .. الثراء ليس ضربة حظ أو ميراث أو معونة من شخص .. الثراء في العقلية في الذهن في الأفكار في الرؤية تجاه الأمور .. الثراء يبدأ بفكرة .. ثم فعل .. ثم نتيجة .. وبعدها استقرار مالي .. ليس بقيمة ما في يدك من المال بل بقدر ما تعرفه من طريقة لكسب المال ..

لا يسعني إلا أن أشكر عبد العزيز المهيهي .. الذي يتسكع الآن في ربوع كوريا الجنوبية :)

هو الذي قدم لي هذا الكنز .. سأشكره في حياتي كثيراً وسأقدم له كتاباً يوازي في قيمته النوعية هذا الكتاب ..

أنصح بقرائته بشدة .. ستندمج كثيراً معه وتحبه كثيراً :)

لو كنت في أمريكا لحضرت المنتدى :(

ولكم فائق تقديري واحترامي
Profile Image for Jeroen De Dauw.
83 reviews42 followers
June 8, 2020
After the first few chapters I was very surprised. This is not what I was expecting from a book with a 4.15 rating on Goodreads. Starting with chapter 2 I listened to the book at 170% speed. If I had been reading it rather than listening, I likely would have put the book onto the "never-finished" pile.

Things I did not like in this book:

* The information density is low
** A huge amount of time is spend explaining on why you should care about the books contents. I hate it when books do this. I am already reading it, so why waste my time with this shit?
** Quite some time is also spend on promotion of the authors courses. Sure, some self promotion is nice but I don't want to hear the same thing 50 times.
** A lot of time is spend on what boils down to "growth mindset". This is important, though a disclaimer you can skip the first half of the book if you are already familiar with it would be nice.
* Some of the explanations are plain wrong (as in, they contradict current scientific understanding). Example: author claims thoughts lead to feelings (which then lead to actions and results) while it is intuitions that lead to conscious thought.
* Ridiculous spiritual bullshit. Things like "make sure you align the vibrations in your cells and speak to the universe so the universe sends opportunities your way". The saving grace here is that while the author recommends such BS, the also recommends other things that do work, even if the context or motivation behind them is foobar.
* Circular reasoning. Author makes claims and then goes on to define terms in those claims in such a way the claim can only be true. I had to actually laugh out loud when I came across the first.
* Appeal to authority (the logical fallacy). Lots of "Think you are right and I am wrong? Well I have money and you don't." This is a particular low-blow form of appeal to authority.
* Stupid advice such as picking up pennies when you are a millionaire and shouting out loud "thank you universe for sending money to me. I am a money magnet". I'm not being hyperbole here, this is literally what the author recommends. This is partly spiritual BS and partly poor time management. It goes completely against the solid advice of figuring out how much your time is worth to you and not spend it on activities that net you less (unless there is some non-financial benefit).

This is just what I remember out of the top of my head.

2 stars since the book does contain some actual good points, including some of which I got a slightly new perspective on. Those could just be listed in a blog post you can read in 5 minutes though.

Perhaps this book is written in such a way that is sensible for those that are completely new to personal growth, those that are not so bright, and those who do not have a financial plan beyond "play the lotto till I get rich some day".

Notes to self:
* Books with high rating mean they are popular, not that they are good
* 2 out of 3 self improvement books with "mind" in the title fell into this category
* Don't ignore the "title contains 'secrets'" or similar charlatan world red flag
Profile Image for Mohamed Tohami.
Author 6 books70 followers
December 31, 2009
Great book full of practical ideas. The best part I liked is the Money Management System. What i didn't like is the excessive referring to The Millionaire Mind Intensive Seminar. The author refers people to it too many times throughout the book.

Here's what I learned from this book:

- Your income can grow only to the extent that you do.

- The Law of Income: You will be paid in direct proportion to the value you deliver according to the marketplace.

- It’s time to stop hiding out and start stepping out.

- The size of the problem is never the issue -- what matters is the size of you!

- The vast majority of millionaires became rich by being in their own business.

- Until you show you can handle what you’ve got, you won’t get any more! You must acquire the habits and skills of managing a small amount of money before you can have a large amount.

- The more your money works, the less you will have to work.

- Author's definition of financial freedom is simple: it is the ability to live the lifestyle you desire without having to work or rely on anyone else for money.

- Long-term versus short-term: poor people work to earn money to live today; rich people work to earn money to pay for their investments, which will pay for their future.

- If you are willing to do only what’s easy, life will be hard. But if you are willing to do what’s hard, life will be easy.

- To get paid the best, you must be the best.
Profile Image for Wellington.
689 reviews23 followers
June 28, 2008
It’s all mental!! Some of the biggest differences between us are the way we approach life. This book fell in my lap during a time when I’m on the brink of a tremendous financial opportunity. Instead of walking in like a dog begging for dinner, this book got me thinking of the potential in me – the potential in all of us.

The book is built around 17 points (do you see yourself in any of them?):

1. Rich people believe "I create my life." Poor people believe, "Life happens to me."
2. Rich people play the money game to win. Poor people play the money game to not lose.
3. Rich people are committed to being rich. Poor people want to be rich.
4. Rich people think big. Poor people think small.
5. Rich people focus on opportunities. Poor people focus on obstacles.
6. Rich people admire other rich and successful people. Poor people resent rich and successful people.
7. Rich people associate with positive, successful people. Poor people associate with negative or unsuccessful people.
8. Rich people are willing to promote themselves and their value. Poor people think negatively about selling and promotion.
9. Rich people are bigger than their problems. Poor people are smaller than their problems.
10. Rich people are excellent receivers. Poor people are poor receivers.
11. Rich people choose to get paid based on results. Poor people choose to get paid based on time.
12. Rich people think "both." Poor people think "either/or."
13. Rich people focus on their net worth. Poor people focus on their working income.
14. Rich people manage their money well. Poor people mismanage their money well.
15. Rich people have their money work hard for them. Poor people work hard for their money.
16. Rich people act in spite of fear. Poor people let fear stop them.
17. Rich people constantly learn and grow. Poor people think they already know.

It’s an easy read … short and energetic. Keep your ears open and you are sure to find a few nuggets that could get your head spinning and realizing that the state of your life is and always been the result of YOU!!
335 reviews6 followers
July 22, 2013
This book sucks. It's a long commercial for Eker's seminars and network marketing businesses. I read a lot of this kind of make-a-million book, and I'm not cynical, so trust me.

Eker relates 19 differences in thinking between rich and poor people. But there's a certain type of rich person who.got most of his money by making promises to starry-eyed people, and Eker is one of them. He mixes practical though vague and tired wisdom with neurolinguistic and mystical crappola.

You can have a better version of this book by listening to old Jim Rohn talks on YouTube. In fact, Eker seems to have lifted a good deal of his material from Rohn. For example, Rohn said "How high does a tree grow? As high as it possibly can! Trees don't grow halfway, only people do less than they can." Eker says "If a 100 ft tree had the mind of a man, it would only grow 10 feet tall!" Come on now! This is not the only example.

Don't waste your time and money on this book. Eker wants to be your guru, but there are better gurus if you want them. Or you could just learn and practice on your own.
Profile Image for Hussain Hamadi.
488 reviews703 followers
June 9, 2017
مراجعة كتاب "أسرار عقل المليونير"📗
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اسم الكتاب: أسرار عقل المليونير
اسم الكاتب: ت.هارف إيكر
عدد صفحات الكتاب : 226 صفحة
نوع الكتاب : تنمية ذاتية / تطوير / تحفيز
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📌 ملخص الكتاب:-
عاش حياته الاولى في فقر شديد وكان المال ينفر منه ولا يصل اليه الاشحيحا .. والده كان بخيلا عليه ولكن عزمه واصراره دفع به للمحاولة والمواصلة .. نجح في دراسته وحقق نشاطات تجارية جيدة ولكن الأرباح لم تكن دائمة وهو ما جعله يسعى لفهم المال اكثر حتى يتكاثر لديه وينمّو فكيف حقق ذلك؟؟!

“الكتاب ينقسم إلى ثلاثة أقسام وهم :
. تعريف حول المؤلف ولماذا يجب ان تقرا هذا الكتاب
. الجزء الاول: مخططك المالي.
. الجزء الثاني: ملفات الثراء (١٧ ملف)
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في الجزء عن حياته يستعرض الكاتب مقتطفات من حياته وكيف صنع الإصرار النجاح الذي حققه في فترة زمنية قياسية وهي سنتين ونصف فقط انتقل فيها من الافلاس الى المليونيريه.
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في الجزء المتعلق بالمخطط المالي يستعرض الكاتب أهمية الأفكار السابقة الراسخة في العقل الباطن تجاه المال وادارته وكيف يمكن اعادة صياغة تلك العلاقة لتكون ناجحة.
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اما بخصوص ملفات الثراء ال١٧ فإنها مقارنه بين عقلية الغني من جانب وعقلية ( أبناء الطبقة الوسطى والفقراء) من جانب ولا يقصد المؤلف توجيه انتقاد بأشخاصهم او التقليل من قيمتهم وإنما توضيح ادراكهم للمال وكيفية تعاملهم معه.
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📌 أسلوب الكتابة:-
الكتاب ذو لغة سلسلة وترتيب منظم ويحتوي على قصص وحكايات من تجارب مرت بالكاتب او من بعض الأشخاص اللذين اشتركوا معه في دورة المليونير اضافة الى القوانين التي تأتي في نهاية كل فقرة مع تمثيل يتمثل في خطوتين الاولى وضع يدك على صدرك وقول جملة إيجابية والثانية وضع إصبعك على راسك والترديد " ان لدي عقلية المليونير".
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🖊 التقييم:-
3.5 / 5 ✨الكتاب جيد ويتمتع بأسلوب سرد بسيط الا ان الغالب فيه السرد القصصي والدعاية بصورة او اخرى الى حلقات دورة المليونير التي يقيمها الكاتب. في رائي الكتاب يحمل شعارات اكثر من حقائق وان كان هناك فعلا بعض الاستراتيجيات الجيدة ولا انكر ذلك ولكنها اقل حيّز في الكتاب من الجانب القصصي المتخم.
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تقييمي للكتاب هو عبارة عن رأئي الشخصي فقط 😊
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📌اشترك بقناتي مع كتاب لتشاهد المزيد من المراجعات للكتب والروايات 😊
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#مراجعة_وتقييم #أسرار_عقل_المليونير #ت._هاوت_إيكر#اقرا_معنا #مكتبتي #قراءاتي2017 #اقراء_لحياة_افضل #اصدقاء_الكتب #اصدقاء_القراءة #محبين_القراءة #تنمية_ذاتية #تحفيز #المال #الثراء
Profile Image for Owen.
82 reviews35 followers
May 19, 2012
Yes, I really did read it, the whole damn thing. I'm in a business coaching group and one of the other members was raving about it, so I figured it was worth a try.

It starts out with a very interesting perspective, looking at how our thought and behavior patterns around money are formed by our childhood experiences, particularly seeing what our parents did (which we later either replicate or rebel against). That gave me something to think about: my parents both grew up at the tail end of the depression and during the war, my dad effectively without a father and my mom without a mother. But for my mom this translated into an appreciation for the bohemian/artistic/intellectual life, where money isn't nearly as important as culture and experience, while for my dad it translated into a quiet struggle for recognition and security. Needless to say, their marriage didn't last. But I'd never before thought about how closely that must've been related to their different views about money and success.

For myself, I've always seen wealth as an infallible correlate of bad taste, stupidity, and rudeness: the more money someone has, the less likely they are to be someone I'll enjoy spending time with. So it's kinda no surprise that I'm not exactly financially secure, let alone well-off, myself—and the point where I identified that was the book's climax, as far as I'm concerned.

After that, it devolves into a series of success tips, affirmations, and declarations which sidestep the moral contradictions of capitalism and teach you that the key is simply to welcome wealth into your life. There are certainly some interesting thoughts along the way, but it gets a little tiresome to hear nothing but cheerleading for "success" in the form of nothing but money. I'm sure someone's developed a version of this pep talk which speaks the languages of anarchism, socialism, and communalism. This version, though, which assumes your heroes include Donald Trump and Jack Welch, is not a book for me.
Profile Image for Constantine.
943 reviews247 followers
August 12, 2021
Rating: ⭐⭐
Genre: Nonfiction + Business

I am not sure how to review this book. It was a mixed bag for me. The book has its merits and interesting way of trying to look into people’s minds, behavior, and the habits they have formed since their childhood. I think some of the ideas and questions that the author has raised here are legitimate but at the same time, I found many to be just complete BS.

I feel how much a reader will get out of this book is all depending on his own mentality. Yes, I agree with the positive messages that the author is trying to put in my head but some of them are just hilarious! One of them he is suggesting is to keep saying “I love rich people”! Why would I do that? I don’t love or hate people based on their wealth. When I know someone well then I can decide whether to love them, hate them, or just ignore them. I am not going to take that advice. Maybe it is more suitable for those who were brought up hating rich people just based on their wealth. But even for those, I feel this nuts!

“Rich people don’t complain, poor people complain all the time”
OK?
Then the author gives us Donald Trump as an example!! Yeah, yeah, Trump never complained! Has anybody ever heard Trump complaining? 😂 Have you ever heard this self-made millionaire (as the author called him) complaining?

The problem with “rich are good, poor are bad” goes on a lot with the author ignoring that the opportunities for a person differ based on many factors like his health or his location. For example, a person who lives in the US has different opportunities than one that lives in Asia. And that one also has different opportunities than someone who lives in Africa. The author ignored such factors.

Another thing I noticed is the excessive promotion of the author’s seminar throughout the entire book. This was truly annoying. It felt like he wanted to sell me something when I was not convinced yet with what he was saying in this book! Yes, I appreciated the sections of the book talking about managing the net worth and how to focus on developing a passive income but I felt these were buried among a lot of BS. I also have noticed that the majority of positive reviews of the book on Goodreads were for the translated versions. Maybe those did not have the awkwardness and BS that are there in the English version.

In short, this book’s main goal is to change your mentality when it comes to wealth and getting rich. However, the approach is not something that I would endorse. Standing in front of the mirror and saying statements like “I love rich people” “I have a millionaire mind” etc are not going to make you reach your goal. Sounds nuts!

Profile Image for Leah.
682 reviews98 followers
September 11, 2019
Second Review:
This is a book that I need to read every year to ensure my mind is in the right place and has the right perspective on things. It's like a health check lol.. I love this book so much.

Notes:
- if you're not doing as well as you'd like, all that means is that there's something you don't know
- rich people keep their commitments
- in many ways, my mind is the obstacle to success. I choose not to entertain thoughts that did not empower me toward my vision of wealth
- it's not enough to be in the right place and the right time. You have to be the right person in the right place at the right time.
- stuart wilde - the ket to success is to raise your own energy; when you do people will naturally be attracted to you. And when they show up, bill 'em!
- you're income can grow only to the extent you do
- The vast majority of people simply do not have the internal capacity to create and hold on to large amounts if money and the increased challenges that go with more money and success
- donald trumps financial "thermostat" is set for billions, not millions
- if you want to change the fruits, you will first have to change the roots. If you want to change the visible you must first change the invisible.
- A lack of money is never, ever, ever a problem. A lack of money is merely a symptom of what is going on underneath.
- the money blueprint:
thoughts lead to feelings
feelings lead to actions
actions lead to results
- your past conditioning determines every thought that bubbles up in your mind
- Verbal programming: what did you hear growing up?
- Modelling: what did you see growing up?
- Specific incidences: what did you experience growing up?
- When the subconscious mind must choose between deeply rooted emotions and logic, emotions will almost always win
Steps for change: verbal programming
Awareness: write down all the statements you heard about money, wealth, and rich people when you were going
Understanding: write down how you believe these statements have affected your financial life so far
Disassociating: choose to be different
Declaration: I have a millionaire mind

We tend to be identical to 1 or a combination of our parents in the arena of money
Some of us end up being the exactly opposite of 1 or both parents
Depends on level of anger and rebellion, but then the root of their wealth or motivation for money is anger and resentment. Consequently money and anger become linked in their minds and the more money they make the angrier they get

If your motivation for acquiring money or success comes from a non supportive root such as fear, anger, or the need to "prove" yourself, your money will never bring you happiness
Install new links for earning your money through purpose, contribution, and joy

If you believe you are not enough, you will validate that belief and create the reality that you don't have enough. On the other hand, if you believe you are plenty, you will validate that belief and create plenty of abundance. Because "plenty" will be your root, which will then become your natural way of being

The biggest reason behind the fights people have about money is not the money itself, but the mismatch of their "blueprints"

The only way to permanently change the temperature in the room is to reset the thermostat. In the same way, the only way to change your level of financial success "permanently" is to reset your financial thermostat

No thought lives in your head rent-free. Each thought you have will either be an investment or a cost. It will either move you toward happiness and success or away from it. It will either empower you or disempower you. That's why it is imperative you choose your thoughts and beliefs wisely.

You can choose to think in ways that will support you in happiness and success instead of ways that don't

There are two kinds of habits: doing habits and not-doing habits. Everything you are not doing right now, you are in the habit of not doing. The only way to change these not doing habits into doing habits is to do them

Wealth file#1
Rich people believe "I create my life." Poor people believe "life happens to me."

Often poor people play the role of a victim

Victim clue #1: blame
Usually they blame someone close to them for their poorness
Victim clue #2: justifying
Saying things like "money's not really important"
Anyone who says this is most definitely broke
Victim clue #3: complaining
What ever you focus on expands
When you are complaining, you become a living, breathing "crap magnet"

There is no such thing as a really rich victim

The thing people get from being a victim is attention

Wealth file #2:
Rich people play the money game to win. Poor people play the money game to not lose

Poor people want just enough to pay the bills, middle class want to be comfortable, the rich are mighty comfortable

If your goal is to be comfortable, chances are you'll never get rich. But if your goal is to be rich, chances are you'll end up mighty comfortable

Wealth file #3:
Rich people are committed to bring rich. Poor people want to be rich

The number one reason most people don't get what they want is because they don't know what they want
3 levels of wanting:
"I want to be rich" - is another way of saying "I'll take it if it falls in my lap", billions of people want to be rich but few are
"I choose to be rich" - this entails deciding to become rich, this goes hand in hand with being responsible for creating your reality
Decide in Latin means to kill off any other alternatives, it's better than choice
"I commit to being rich" - to devote oneself unreservedly, giving 100%. If you are not fully, totally, and truly committed to creating wealth, chances are you won't

Wealth file #4:
Rich people think big. Poor people think small.

The law of income: you will be paid in direct proportion to the value you deliver according to the marketplace

4 factors determine your value in the marketplace: supply, demand, quality, and quantity

Most people choose to play small because of fear. They're scared to death of failure and they're even more frightened of success. Also because they feel small, unworthy

If you want to be rich in the truest sense of the world, it can't only be about you. It has to include adding value to other peoples lives

Wealth file #5:
Rich people focus on opportunities. Poor people focus on obstacles.

Poor people think what if it doesn't work or it won't work
Middle class think I sure hope this works
Rich people think it will work because I'll make it work
Rich people expect to succeed

Although poor people claim to be preparing for an opportunity, they're usually stalling. Then they rationalize and say "I was getting ready"

No luck - or anything else worthwhile - will come your way unless you take some form of action first

Rich people focus on what they want and poor people focus on what they don't want

If you want to get rich, focus on making, keeping, and investing your money. If you want to be poor, focus in spending your money

Wealth file #6:
Rich people admire other rich and successful people. Poor people resent rich and successful people.

Rich people traits: trustworthy, positive, focused, determined, persistent, hard working, energetic, good with people, competent communicator, intelligent

Bless that which you want. If you see a person with a beautiful home, bless that person and bless that home. If you see a person with a beautiful car, bless that person and bless that car

Wealth file # 7:
Rich people associate with positive, successful people. Poor people with negative or unsuccessful people.

Wealth file #8:
Rich people are willing to promote themselves and their value. Poor people think negatively about selling and promotion.

Rich people are usually leaders and great promoters. To be a leader you must inherently have followers and supporters, which means that you have to be adept at selling, inspiring, and motivating people to buy into your vision

Leaders earn a heck of a lot more money than followers

It boils down to beliefs and why you are promoting

Wealth file # 9:
Rich people are bigger than their problems. Poor people are smaller than their problems.

The secret to success is not to try to avoid or get rid of your problems; the secret is to grow yourself so that you are bigger than any problem

If you have a problem in your life, all that means is that you are being a small person

Keeping your wealth is a whole other story
Think of yourself as your container for wealth. If your container is small and your money is big, what's going to happen? You will lose it

Wealth file #10:
Rich people are excellent receivers. Poor people are poor receivers.

If you're worthy, you are. If you say you're not worthy, you're not. Either way you will live into your story.

By the power invested in me, I hereby anoint you as "worthy" from now until forever more

Universe, if anyone has something great coming to them and they're not willing to take it, send it to me!

Money will only make you more of what you already are

When you find a penny on the ground pick it up and say "I am a money magnet, thank you!"

How you do anything is how you do everything

Wealth file #11:
Rich people choose to get paid based on results. Poor people choose to get paid based on time.

There's nothing wrong with getting a steady paycheck, unless it interfered with your ability to earn what you're worth. There's he rub. It usually does

Never have a ceiling on your income

You'll never get rich working on a straight salary for someone else. If you're going to get a job, make sure you get laid on percentage. Otherwise, go work for yourself

The vast majority of millionaires became rich by being in their own business

Wealth file #12:
Rich people think "both". Poor people think "either/or".

Rich people live in a world of abundance. Poor people live in a world of limitations.

Ask yourself how can I have both?

Rich people believe "you ca have your cake and eat it too"

Each time you spend money, say to yourself "this money will go through hundreds of people and create value for all of them" $5 to buy notebook then that person uses $5 for pen and so that $5 creates value for many people

Wealth file #13:
Rich people focus on their met worth. Poor people focus on their working income.

Net worth factors income, savings, investments and simplification

Parkinson's law "expenses will always rise in direct proportion to income"

Where attention goes, energy flows and results show

Wealth file #14:
Rich people manage their money well. Poor people mismanage their money well.

Until you show you can handle what you've got, you won't get any more

The habit of managing your money is more important than the amount

Either you control money or it will control you

Wealth file #15:
Rich people have their money work hard for them. Poor people work hard for their money

The more your money works, the less you will have to work

Harv's definition of financial freedom is the ability to love the lifestyle you desire without having to work or rely on anyone else for money

Buying things for immediate gratification is nothing more than a futile attempt to make up for our dissatisfaction in life

Don't wait to buy real estate, buy real estate and wait

Poor people see a dollar as a dollar to trade for something they want right now, rich people see every dollar as a "seed" that can be planted to earn a hundred more dollars, which can be replanted to earn a thousand more dollars

Wealth file #16
Rich people act in spite of fear. Poor people let fear stop them.

Affirmations, meditations, and visualizations is a part of the inner world. Action is the bridge between the inner world and the outer world

What prevents us from taking action? Fear, doubt, worry

You have to train yourself to not be stopped by anything

Of you are willing to do only what's easy, life will be hard. But if you are willing to do what's hard, life will be easy.

Everything is uncomfortable at the beginning but if you stick with it and continue, you will eventually move through the comfort zone and succeed. Then you will have a new, expanded comfort zone, which means you will have become a "bigger" person

Wealth file #17:
Rich people constantly learn and grow. Poor people think they already know.

3 most dangerous words: "I know that"

You can be right or you can be rich, but you can't be both

Jim rohn - if you keep doing what you've always done, you'll keep getting what you've always got

If you're not growing you're dying

Rich people understand BE, DO, HAVE
Poor people/middle class people believe the order to success is HAVE, DO, BE

To get paid the best, you must be the best

The mark of true wealth is determined by how much one can give away

First Review:
This book is the bible to adapting the rich mindset. It's a must read! It changes your perspective on things.
Profile Image for Alaa Abuitiewi.
6 reviews10 followers
August 25, 2012
الحكمة الأساسية التي اصطدمت بها في هذا الكتاب تقول" لا تأخذ دروس الثراء من المدرسين، بل تعلم ممن أصبح ثرياً" .
هذا الكتاب من أروع الكتب التي قد تعيد صياغة منظورك للنجاح بشكل عام وللمال بشكل خ��ص .

يقوم الكاتب بإعطائك جرعات من الأفكار والمعتقدات الإيجابية ولذلك لإيمانه أن" الأشياء تنجذب إلى ما يشبهها" ، فإذا كانت معتقداتك إيجابية سيكون سلوكك إيجابياً، وستحصل على نتائج إيجابية.

يثبت الكاتب أن البرمجة السابقة لعقل الإنسان هي المتحكم الأساسي في تصرفاته، ويسعى جاهداً إلى إزالة المفاهيم الخاطئة من ملفاتك العقلية ووضع ملفات صحية ومفيدة بدلاً منها.

يركز الكاتب على أن النجاح يولد من رغبة ملحة في النجاح،فإذا قرأت كل الكتب دون أن تبذل مجهوداً شاقاً في سعيك لأهدافك لن تحقق شيئاً.

من أكثر الأشياء التي اعجبت بها في هذا الكتاب قصة الكاتب نفسه و مغامراته الشاقة في طريق النجاح.
Profile Image for Cristian.
15 reviews1 follower
March 12, 2018
I laughed so much reading this book.
This is more like a bible book which you should read once a month and spread the word of Eker to 100 of your friends.
Also there isn't a single practical financial advice that anyone could use from it.
Every now and then there are some lame testimonials of people who attended this guy's seminaries and dramatically changed their lives. The book is mostly an attempt of brainwashing it's readers into going to the seminaries which are mentioned a LOT.
Don't read this book before you buy a nice mirror which you can convince daily that you have the mind of a millionaire by touching your head with your forefinger.
Profile Image for Sergiu Floroaia.
Author 6 books121 followers
June 25, 2020
A lot of law of attraction bullsh*t. Some cliché tips. A few quotes for your Instagram photo on a yacht.
Profile Image for Matt Evans.
332 reviews
July 14, 2008
"Who The Heck is T. Harv Eker and Why Should I Read This Book?" is the title of the first chapter. I won't give away the secret, but I'll tell you this much: T.H. Eker is worth millions. That's why you should read this book.

The book is divided into two parts: 1) Your Money Blueprint and 2) The Wealth Files: Seventeen Ways Rick People Think AND Act Differently From Poor and Middle-Class People. We'll skip Part One and go straight to Part Two.

These Seventeen Maxims for Wealth comprise roughly 130 pages of text, so I won't hope to cover tham all. Instead, I'll list my favorite Maxim.

#7: RICH PEOPLE ASSOCIATE WITH POSITIVE SUCCESSFUL PEOPLE. POOR PEOPLE ASSOCIATE WITH NEGATIVE OR UNSUCCESSFUL PEOPLE.
The real reason I chose thie Wealth File is for this thought (and for my money, it's the best line in the book): "Instead of mocking rich people, model them. Instead of shying away from rich poeple, get to know them. Instead of saying, 'Wow, they're so special,' say, 'If they can do it, I can do it.' EVENTUALLY, IF YOU WANT TO TOUCH A MILLIONAIRE, YOU'LL BE ABLE TO TOUCH YOURSELF!" [ALL CAPS added by me.]

Please Note: the obverse of that last line doesn't hold true; i.e., if you touch yourself often, you won't necessarily get to touch millionaires.

But, you've got to admit, great advice, no? (It makes you wonder why every teenage boy isn't already a millionaire!)
Profile Image for Brianna.
22 reviews2 followers
June 28, 2017
Wow! I can't believe I made it through this book. The only thing that got me through was the fact it was an audio book and I could do other worthwhile activities while consuming this BS.

I'll give it one star for its few decent quotes, but otherwise, I strongly recommend you put this book back on the shelf you picked it up from and go in another direction.

This book is based in the classic, self help, 'harness-the-power-of-the-universe-and-put-forth-your-intentions-and-all-shall-be-yours' hokey baloney. Along with these outrageous pieces of advice, he SOLIDLY promotes his seminar consistently throughout the entirety of this book. I'm of the opinion that if I have spent good money on the book (thankfully I did not waste my money and instead utilized my library membership) I shouldn't have to also attend a seminar to actually get some direction and advice. There is little *solid advice* to be found in this book, it is a sales pitch to his seminar, and I have a sneaking suspicion that the seminar would leave you empty handed in regards to solid advice as well.

Some interesting pieces of advice this book spouts off:
-you shouldn't hang out with poor people or you will be poor! He basically tells you to drop these people from your life because (and this is not an exact quote, as I'm not going back to listen to it because I just can't stand to hear it again) the majority of people associate with people who make within 20%, or something, of the same wage as them, so in order to be rich, you need to associate with rich people. I feel like it's common sense that we associate with people in the same income bracket as us! These are our neighbours, the people who spend time at the same golf club or sports facility as us, their kids attend the same PUBLIC school as our kids! Come on! It just makes SENSE!

-Promotes network marketing as a way to get rich, I just can't buy that. I know SOME people have done it, but it's the exception, not the rule. Oh wait, there I go, thinking like a poor person!

*Some of his advice is solid*, like focusing on net worth, I can definitely get behind that! And developing passive income, yes! But for the most part, this book just doesn't offer the tangible advice I was in search of. If you're into the power of manifestation, good for you, it's just not for me. And if that is your thing and it's been working for you, this book could really be up your alley, however, if your focus is more towards the physical, visual aspects of life, you won't enjoy this book, and that being my position in life, I can not recommend this book as a quality read.
Profile Image for Nita.
Author 4 books89 followers
May 3, 2012
If you hated "Think and Grow Rich" or "Rich Dad, Poor Dad" as did I, you'll probably hate this one too. Like the title implies, it's a self-help book attempting to teach you how to create a millionaire mind through positive thinking with which to attract wealth to your life. It smacks of "The Secret," another book I detested. The book has such an "us" and "them" attitude that I couldn't really get into it. It's probably filled with wonderful stuff as many other reviewers believe, but it's not the book for me.
Profile Image for HANNA URIBE.
15 reviews1 follower
January 28, 2018
It's a very bad book, it seemed sexist and misogynistic. One of its references is Donald Trump ... no comments.
Author 5 books556 followers
December 31, 2014
Good read for anyone who wants to become successful. I read it in a couple of days on the train. I learned quite a few things, but I wish there were more examples in the book, and a little more information about the author's career.
Profile Image for Ramy.
1,190 reviews777 followers
September 18, 2014
اعشق جدا الكتب التى تتحدث عن "كيف تصبح غنى" ليس بالطبع تلك الصورة الكوميديا ف الاذهان عن على بيه مظهر الحامل دوما لكتاب كيف تصبح غنيا و يقرأ كل سطر و يتطلع بعده ان يكون غنى و انما هى معرفة و افكار و موقف معين تجاه الحياة...اعتقد ان باسلوب و نمط حياتنا الشرقى ما كنا ابدا لنصل اتلك الافكار بمفردنا ....و لذا ف احب تلك النوعية من الكتب المترجمة للعربية ...ليست عقدة خواجة و انما لان ليس هناك من المصريين اوا لعرب من اصبح غنيا فى بيئة صحية و مناسبة لنمو ثرى نزيه....و ان وجدت كتابات فردية الوليد بن طلال او عثمان احمد عثمان تجدها محاولات للتفاخر بالنفس و الظهور كالسوبر مان لا لوضع حقائق و نظريات ثابتة فى علم الثروة.....

اكثر ما احب فى الكتاب هو ان ينصحنى ب كتب اخرى و ها قد فعل مؤلف هذا الكتاب ...ما بين طيات الكتاب الكثير من كتاب الاب الغنى وا لاب الفقيرRich Dad Poor Dad
كما ينصح بقراء كتاب المليونير الذى يسكن بجوارى
The Millionaire Next Door

نقصت النجمة لانى فى لحظات احسست انه كتاب تنمية بشرية مميز متنكر فى صورة كتاب عن الثروة..اسهب فى الحديث التحفيزى الملهم و ابتعد عن فحوى الكتاب...

لمس المؤلف اوتار قلبى لانه قال احداث مررنا بها كلنا ..نصائح الوالدين المتحفظة عن الافكار المستقبلية المجنونة ...و نصيحتهم المجمدة المستسهلة فقط تعلم و تخرج و احصل لعى وظيفة لتحصل على الامان ...عدة كتب عن تنمية الثروة تقول ان هذه الجملة هراء محض

ملخص الكتاب:
1- الغنى يتحكم فى احداث حياته اما الفقير فيقول انها معدة سلفا و انه ضحية و يلوم الاحداث و يبرر و يشتكى
2- الغنى يلعب لعبة الثراء طمعا فى اموال و لكن الاهم الحصول على حريته الفقير يلعب اللعبة فقط للخروج متعادل (او للحصول على الراحة) لا كسبان و لاا خسران فيصل للنهاية الحتمية انه خسران او علىا حسن الاحوال متعادل بعد سنين من التعب
3- الغنى ملتزم بكونه غنى واجبه تجاه نفسه اما الفقير فيكتفى فقط بتمنى لو كان غنى معللا و مبررا بانه لو اصبح غنى لربما اصبح وغد او شرير او او او مبررات لكيلا يصل للغنى
4- الغنى يحلم احلام كبيرة و الفقير يحلم احلام صغيرة ...الاحلام ببلاش فاذا كنت حالم لا محالة فاحلم ب مليون جنيه لتصل ل 10 الالاف لانك لو حلمت ب 10 الالاف لانتهى بك الحال فقط تحصل على مرتبك لا اكثر و لاا اقل
......
5..........17

الكتاب القادم : مرن عضلاتك المالية
Profile Image for Andréa Carvalho .
57 reviews6 followers
August 19, 2023
Confesso que eu tinha um certo preconceito com esse livro e tive uma surpresa.

A premissa do autor é que temos uma programação financeira, um modelo de dinheiro, que determina o nosso sucesso financeiro.
Como pensamos conduz aos nossos sentimentos que conduz a como agimos, o que determina o resultado que obtemos.

Pensamento } sentimento } ação } resultado

Para o autor "A principal finalidade de enriquecer não é ter toneladas de dinheiro, mas ajudá-lo a crescer para ser a melhor pessoa que você puder. Na verdade, essa é a meta de todas as metas: crescer como ser humano."


O livro é dividido em 2 partes. Na primeira o autor se centra em ajudar o leitor a descobrir seu modelo de dinheiro, suas crenças e, como o que aprendemos com nossos pais, cultura, amigos, experiências etc... Moldam nossos pensamentos, sentimentos e ações em relação ao dinheiro. Nos ajuda a descobrir qual é a nossa programação financeira.

Na segunda parte, o autor explica 17 modos de pensar que distinguem as pessoas ricas das outras. Explica cada forma de pensar e termina com a indicação de um pensamento e ação para o leitor pôr em prática e internalizar.

1) "Eu crio a minha própria vida".
Para conquistar algo você precisa acreditar que consegue e que tem autonomia e responsabilidade sobre suas ações para fazer o que tem que ser feito e encontrar soluções e alternativas quando necessário.

2) "As pessoas ricas entram no jogo para ganhar. As pessoas de mentalidade pobre entram no jogo do dinheiro para não perder."
Só conseguimos aquilo que realmente almejamos

3)"As pessoas ricas assumem o compromisso de serem ricas. As pessoas de mentalidade pobre gostariam de ser ricas."
O principal motivo que impede a maioria das pessoas de conseguir o que quer é não saber o que quer.

4)"As pessoas ricas pensam grande. As pessoas de mentalidade pobre pensam pequeno."
A sua remuneração se dará na proporção direta do valor que você agregar. A palavra-chave é VALOR, quanto do seu valor você agrega ao mercado? Quantas pessoas você atende ou atinge?
"O propósito da nossa vida é acrescentar valor à vida das pessoas desta geração e das gerações seguintes."

5) "As pessoas ricas focalizam oportunidades. As pessoas de mentalidade pobre focalizam obstáculos."
Dedique seu tempo e energia a conquistar aquilo que você quer. Quando surgirem dificuldades, supere-as e, em seguida, recupere rapidamente o seu foco. Não permaneça a vida inteira resolvendo complicações.
Aquilo que você focaliza se expande.

6) " As pessoas ricas admiram outros indivíduos ricos e bem-sucedidos. As pessoas de mentalidade pobre guardam ressentimento de quem é rico e bem-sucedido.

7) "As pessoas ricas buscam a companhia de indivíduos positivos e bem-sucedidos. As pessoas de mentalidade pobre buscam a companhia de indivíduos negativos e fracassados"
Busque a companhia de pessoas positivas e de sucesso e mantenha a distância de quem é negativo, de fofocas, falar pelas costas, discussões...

8) "As pessoas ricas gostam de se promover. As pessoas de mentalidade pobre não apreciam vendas e autopromoção."
Não gostar de autopromoção é um dos grandes obstáculos ao sucesso. Deve ser capaz de convencer, inspirar e motivar os outros a adotar as suas ideias.

9) "As pessoas ricas são maiores do que os seus problemas. As pessoas de mentalidade pobre são menores do que seus problemas."
O segredo do sucesso não é tentar evitar os problemas nem se esquivar ou se livrar deles, mas crescer pessoalmente para se tornar maior do que qualquer adversidade.

10) "As pessoas ricas são excelentes recebedoras. As pessoas de mentalidade pobre são péssimas recebedoras."
Para todo doador tem que haver um recebedor; para todo recebedor tem que haver um doador.

11) "As pessoas ricas preferem ser remuneradas por seus resultados. As pessoas de mentalidade pobre preferem ser remuneradas pelo tempo que desprendem."
Nunca estabeleça um teto para os seus rendimentos.

12) "As pessoas ricas pensam: "Posso ter as duas coisas." As pessoas de mentalidade pobre pensam: "Posso ter uma coisa ou outra.""
Em nenhuma outra área o pensamento de que podemos ter "as 2 coisas" é mais importante do que no campo financeiro. As pessoas de mentalidade pobre acreditam que devem optar entre a riqueza e os demais aspectos da vida, por isso racionalizam a posição de que o dinheiro não é tão importante.

13) "As pessoas ricas focalizam o seu patrimônio líquido. As pessoas de mentalidade pobre focalizam o seu rendimento mensal."
Nesse capítulo o autor fala sobre a importância da construção do patrimônio. Explica renda ativa e passiva, importância do investimento e foco no resultado almejado.


14) "As pessoas ricas administram bem o seu dinheiro. As pessoas de mentalidade pobre administram mal o seu dinheiro "
O hábito de administrar o dinheiro é mais importante do que a quantidade de dinheiro que você tem.
O autor sugere dividir o dinheiro em 6 contas (não interessa se começar com 1 real):
10% para a conta de liberdade financeira (só deve ser usado para investir e para comprar ou criar fluxos de renda passiva);
10% para conta diversão (deve ser zerada todo mês. Serve para a "satisfação", para treinar o "receber" e tornar mais divertida a administração do dinheiro);
10% para conta de despesas a longo prazo; 10% para conta de instrução financeira (é importante aprender sobre administração financeira, investimentos);
10% conta doações; e
50% conta das necessidades básicas.

15) "As pessoas ricas põem o seu dinheiro para dar duro para elas. As pessoas de mentalidade pobre dão duro pelo seu dinheiro."
Para sair do trabalho duro e pouca grana para o trabalho inteligente e mais grana, temos que saber que destino damos a cada real que ganhamos. Você se torna financeiramente livre quando o seu rendimento passivo excede as suas despesas. Existem 2 fontes primárias de rendimento passivo: o dinheiro trabalha para você; ou o negócio trabalha para você.

16)" As pessoas ricas agem apesar do medo. As pessoas de mentalidade pobre deixam-se paralisar pelo medo."
O medo, a dúvida e a preocupação são alguns dos maiores obstáculos não apenas ao sucesso como também à felicidade.
"Se você só estiver disposto a realizar o que é fácil, a vida será difícil. Mas, se concordar em fazer o que é difícil, a vida será fácil."

17) "As pessoas ricas aprendem e se aprimoram o tempo todo. As pessoas de mentalidade pobre acreditam que já sabem tudo."
A sequência do sucesso é SER, FAZER, TER.
Sucesso é algo que se aprende e podemos aprender a vencer em qualquer coisa. O essencial é que esteja disposto a aprender.

Descobri que tenho, ups! TINHA mentalidade pobre. Rs
Profile Image for Aloe Belascuain.
38 reviews11 followers
February 25, 2024
When I started the year, I promised to live slower with less goals and a simpler life. Half-way through this book, I was thinking maybe this is not for me now, buuuuut “simplifying” life is actually part of it!
Profile Image for J. Aleksandr Wootton.
Author 8 books177 followers
December 5, 2020
Three stars because my expectations were so low going into it.

As is obvious from the cover, the content of this book is wrapped up in a whole lot of power-of-positive-thinking, the-universe-is-on-your-side, pseudo-mystical nonsense. The ratio of mildly-toxic fluff to actual content approaches 1:1. (I can only imagine what Ecker's live seminars must be like). Don't give this book to anyone susceptible to such ideas.

That said, the actual content is surprisingly good. Ecker's basic idea is that a person's formative experiences with money, income, jobs, spending, saving, investing, etc. form a "money blueprint," a basic attitude that unconsciously sways how we manage money and strategize careers, unless we self-examine and work to change those patterns of thought, emotion, and behavior (he includes a series of exercises to that end). Ecker also identifies the mental postures that often characterize the way wealthy people think about money and career, in contrast to the way poor and middle-class people do.

These concepts and exercises alone don't constitute a silver bullet to slay economic immobility. Luck, opportunity, privilege, and a myriad of systemic factors are at play in every individual life as well. But mindsets matter, and Ecker's insights are worth exploring. Statistically, people are bad at managing money (typically because standard curricula don't teach how to do it). Books like this can help - at the very least, by providing a handle on your own mind and a vocabulary to discuss money-management attitudes and values with your partner or spouse.
Profile Image for Reid.
418 reviews27 followers
April 10, 2009
The author's premise is that each of us has a financial blueprint that determines how much wealth we acquire and keep. (who makes this stuff up?)
His premise is that a person can increase one's 'blueprint' if one thinks and acts like a wealthy person.

The second part of the book is the explanation of the 17 most important differences in the way a rich person thinks compared to the way a poor person thinks.

There is just enough truth in this book to make it believable and appealing to some folks. There are some good thoughts, practical thoughts and even some Biblical thoughts about money but it's framed in such idolistic framework that it is hard to swallow and follow.

I don't want to live my life centered, focused and consumed by accumulating wealth. It is building one's life on a foundation of shifting sand to do so.

I want to build my life on the Rock and pursuing the rule and reign of the King in the Kingdom of God.

Profile Image for Loren.
179 reviews1 follower
March 7, 2009
I have yet to read a financial book by a wealthy person that was well written. Though I don't suppose anyone's reading these for their literary value. Here's a little nugget: "Place your hand on your heart and say...'I commit to being rich.' Touch your head and say...'I have a millionaire mind!'" Barf. Those looking for practical financial information should seek it elsewhere.
4 reviews
September 28, 2019
I'm really confused as to why this has such a high rating here.

Get a few generic pieces of positive mindset advice, add a whole lot of ridiculous magical thinking and a blatant disregard for the role that privilege and institutional issues have in the potential for people to achieve wealth. Oh and don't forget to make sure that you tell people that if it doesn't work, it's their own fault.

I almost stopped reading and asked for a refund when he called Trump a "self made millionaire", but gave it a chance and continued. Once he recommended "network marketing" as serious advice, then I knew that the secret of the millionaire mind is to write a bullshit scam book to promote your bullshit scam seminars and sell it to a bunch of suckers (and probably pay for fake reviews).

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