A few months ago, my friend Aashish asked for help, He was on a road trip to Leh, far from home, and needed his bank balance information urgently. The problem? There is no internet connection, WiFi, banking app, or nearby ATM on the road.
He was worried because he needed to make a few transactions and was not sure about the account balance left for the rest of his journey. That’s when I told him about something that every Indian know but many don’t use – Missed call banking. Still, it is quite a popular way to know the balance in rural areas of India.
With just a simple missed call, you can check your balance in seconds. This experience made me realize this can help lots of people in India just using a phone. So, I decided to write this guide to help others. Hey, I am Nanne Parmar, I have been working on digital banking projects and fintech expert since 2018.
Let’s start the guide –
What is the Missed Call Banking Facility?

The missed call banking facility is a free service offered by most banks in rural and urban areas all over india. To avail of this feature, The account holder needs to register his mobile number to a bank account.
It works on savings, current, deposit, and corporate accounts. Once your mobile number is registered with your bank,
you can simply give a missed call to the bank’s official designated number to receive your available account balance via SMS. It is fast, free, secure, and works even on a basic mobile phone like Nokia and Karbonn keypad phones.
What RBI Says for All Bank Balance
Recently, a Few fake ‘All Bank Balance Enquiry’ App circulating on WhatsApp and social media claiming to help users check their balance using their bank balance.
This app, titled ‘All Bank Balance Enquiry No’, even features an RBI logo and lists various banks with customer service numbers.
According to Reserve Bank of India’s Press release, They clarified that it has not developed any such application. If you come across this app, use it at your own risk. Avoid entering your bank details into unknown applications to protect yourself from fraud.
Always use official bank websites or services like Missed Call Banking to check your balance safely.
Let’s learn how to register for first-time users –
Now let’s get into how to register-
Registering or updating an existing mobile number for the Miss Call Balance Facility is simple and can be done in a few easy steps. Here’s how you can do it:
- Visit your Home branch: If the number is not already registered then you need to visit the Home bank branch, with proof of identity and a passbook or account details.
- Fill out the Application Form: Ask the concerned bank representative for a mobile number registration form. Fill the required details as indicated, such as your account number and mobile number.
- Submit the Application: Submit the duly filled form with any supporting documents required to the bank officer. Your mobile number will be updated in your bank’s record.
- Receive Confirmation: After successful registration of your mobile number, the bank will send a confirmation SMS to you.
- Test the Service: For testing the service, give the balance check number a Missed call. In response, you should receive an SMS stating your account balance in no time.
List of Missed Call Numbers for Getting All Bank’s Balance
Here we provide numbers from A to Z Bank list with article links –
A Bank List
- Ahmedabad District Co-operative Bank (ADC Bank): 9289224010
- Allahabad Bank: 8108-78-1085
- Andhra Bank: 0922-301-1300
- Andhra Pradesh Grameena Bank: new policies
- Axis Bank Limited: 1800-419-5959
- Au Small Finance Bank Limited: 1800-121-2586
- Airtel Payments Bank Limited: 9971199711
- Akhand Anand Bank: 9029001944
- American Express Banking Corp.: 1800-419-2122
- Aryavart Bank: 8010924194
- Arab Bangladesh Bank Ltd.: +91-22-66332853
- Australia & New Zealand Banking Group: 0008006101008
- Antwerp Diamond Bank NV: 22-61322903
- Andhra Pradesh State Co-operative Bank: 1800-425-2407
- Andaman and Nicobar State Co-operative Bank: 1800-345-3196
- Arunachal State Co-operative Apex Bank: 8794199785
- Assam Co-operative Apex Bank Ltd.: 0361-2545092
- Amanath Co-operative Bank Ltd. Bangalore: +91-80-22957711
- Andhra Pradesh Mahesh Co-Op Urban Bank Ltd.: 07949130421
- Abhyudaya Co-operative Bank Ltd., Mumbai: 9223110011
- Apna Sahakari Bank Ltd.: 022-24105261
- Akhand Anand Co-Operative Bank Ltd., Surat: 0261-2532540
- Alavi Co-Op Bank Ltd.: 0265-2583933
- Akola District Central Co-Operative Bank: 9403081412
- Akola Janta Commercial Co-Operative Bank: 0724-2422708
- Almora Urban Co-Operative Bank: 05962-231947
- Andhra Pragathi Grameena Bank: 09266921358
- A P Mahesh Co-Op Urban Bank Ltd: 8287820820
- Ahmednagar Merchants Co-Op Bank Ltd: 09268892688
B Bank List
- Bank International Indonesia: 1860 500 5004
- Bank of India: 09015135135
- Bank of Ceylon: 18002740110
- Bank of Baroda: 8468001111
- Bharat Bank: 022-6189 0111
- Bank of America: 8004321000
- Bangiya Gramin Vikash Bank (BVGB): 1800 202 3007
- Bassein Catholic Cooperative Bank: 9222272407
- Bank of Bahrain and Kuwait: 973 17214444
- Baroda Rajasthan Kshetriya Gramin Bank: 8880094411
- Baramati Sahakari Bank Limited: 02112-224865
- Bharat Cooperative Bank: 9223009999
- Bank of Maharashtra: 98333 35555
- Barclays Bank PLC: 03457345345
- Bharatiya Mahila Bank Limited: 9223766666
- BNP Paribas: 1800 180 2223
C Banks List
- Canara Bank: 09015483483
- Calyon Bank: 1800-274-0123
- Central Co-Operative Bank Bharatpur: 9220092200, 9821878789
- Co-Operative Bank: *667#
- Capital Small Finance Bank Limited: 1800 3010 0111
- Capital Local Area Bank: 1815-051-111
- Catholic Syrian Bank: 8828800900
- Central Bank of India: 9555244442
- Citizen Credit Co-Operative Bank: 9220094444
- Citi Bank: 9880752484
- City Union Bank Limited: 9278177444
- Commonwealth Bank of Australia: 13 2221
- Corporation Bank: 09268892688
D Banks List
- Dakshin Bihar Gramin Bank: 1800 202 3001
- Deutsche Bank: 18001236601
- DMK Jaoli Bank: 02223805050
- DBS Bank: 1800 209 4555
- Dena Bank: 09289356677
- Deogiri Insurance And Credit Guarantee Corpn: +91 9022100400
- Deutsche Securities India Private Bank: 18001236601
- Development Credit Bank: 1800 209 4555
- Deogiti Nagari Sahakari Bank, Aurangabad: 9022100400
- Dhanlaxmi Bank: +918067747700
- Doha Bank: +974 44456000
- Dombivli Nagari Sahakar Bank: +91 251 2875000
E-F Banks List
- Emirates NBD Bank (P.J.S.C): 600 54 0000
- Equitas Small Finance Bank: 8592866639
- Esaf Small Finance Bank: 8592866639
- Federal Bank: 8431900900
- Fincare Small Finance Bank: 180030100111
- Fino Payments Bank: 1800 419 0610
- Firststrand Bank: 022 6625 8600
G-H Banks List
- Gadchiroli District Central Co-Op Bank: 9289201111
- Gopinath Patil Parsik Janata Sahakari Bank: 9773466565
- Gurgaon Gramin Bank: 1800 180 7777
- Greater Bombay Co-Op Bank: 8505888828
- Haryana State Cooperative Bank (HSCB): 0124-2300871
- HDFC Bank: 1800 270 333
- HSBC Bank: 919611124722
I-J Banks List
- IDFC First Bank: 1800 2700 720
- ICICI Bank: 9594 612 612
- IDBI Bank: 18008431122
- IDRBT Bank: 18008431122
- IPC Bank: 0731-2544086, 0731-2533200
- Indian Bank: 09289592895
- Indian Overseas Bank: 84240 22122
- IndusInd Bank: 18002741000
- India Post Payments Bank: 8424046556
- ING Vysya Bank: 5607099
- Jammu And Kashmir Bank: 0194-2486424
- Jalgaon Janata Sahakari Bank: 9823212365
- JPCB (The Jalgaon Peoples Cooperative Bank): 8750587505
- Jankalyan Sahakari Bank: 9223178900, 7065966665
- Janseva Sahakari Bank (Borivali): 7208053730
- Janseva Sahakar Bank Pune: 9029000888
- Janata Sahakari Bank (Pune): 7208053730
- JP Morgan Chase Bank NA: 1-800-935-9935
K-L Banks
- KCC Bank (Kangra Central Cooperative Bank): 9580079717
- KCCB (Kumbakonam Central Cooperative Bank): 0435-2430073, 0435-2430619
- Kalupur Commercial Cooperative Bank: +91 9712906224
- Kheda Dist Central Co-operative Bank (KDC Bank): 9825017602
- Kangra Central Co-Op Bank: 9580079717
- Kotak Mahindra Bank: 1800 274 0110
- Kallappanna Awade Ich Janata S Bank: +91 9212038604
- Kapol Co-Op Bank: NA
- Karnataka Bank: 1800 425 1445
- Karnataka Vikas Grameena Bank: 18004251445
- Karur Vysya Bank: 09266292666
- Kerala Gramin Bank: 9015800400
- Kurmanchal Municipal Cooperative Bank: 8505888828
- Laxmi Vilas Bank: 882441155
M-N Banks list
- Mahanagar Cooperative Bank: 09268892688
- Maharashtra Gramin Bank: 7834888867
- Maharashtra State Cooperative Bank: 9374222230
- Madhya Pradesh Gramin Bank (MPGB): 8010968293
- Mashreq Bank PSC: 02-19677
- Mumbai District Central Cooperative Bank: 09268892688
- Nagpur Nagrik Sahakari Bank: 0712–2761386
- National Australia Bank: 1800-120-2586
- New India Co-Operative Bank: 022 6626 4150
- NKGSB Cooperative Bank: 9870977191
- Nilgiris District Central Cooperative Bank: 0423-2443978, 0423-2441271
- North Malabar Gramin Bank: 9015800400
- Nutan Nagrik Sahakari Bank: 1800-2333-737
O-P-R Banks List
- Oman International Bank SAOG: 800 770 77
- Odisha Gramya Bank: 8010106686
- Punjab National Bank: 1800 180 2223
- Parsik Janata Sahakari Bank: 1800 222511
- Prathama U.P. Gramin Bank (PUPGB): 18002023003
- Pune Peoples Co.Op Bank: 7066050999, 7066051999
- Pune District Central Bank: +(91)-20-26304100
- Pratham Bank: 9278700860
- Prime Co Operative Bank: 712 548-7878
- The Punjab & Maharashtra Co-Op Bank: 9289220675
- Punjab And Sind Bank: 7039035156
- Paytm Payments Bank Limited: 09880001234
- Rabobank International (CCRB): 800-942-6222
- Rajasthan Marudhara Gramin Bank (RMGB): 8750187504
- RBL Bank Limited: 1800 419 0610
- The Rajkot Citizen Cooperative Bank: 9909124991
- Rajkot Nagarik Sahakari Bank: 9428676764
- Reserve Bank of India: 09015135135
S-T Banks List
- Saraspur Nagrik Co-Operative Bank Ltd Saraspur: 8552827222
- Sber bank: 8-800 100-24-24
- Shinhan Bank: 1900 1577
- Syndicate Bank: 09015483483
- Sewa Bank (Shri Mahila Sewa Sahakari Bank): 91 (079) 26581652, (079) 26581597
- Shri Vinayak Sahakari Bank: 08905131305
- South Indian Bank: 09223008488
- Solapur Janata Sahakari Bank: 9029000888
- Standard Chartered Bank: +91 9987123123
- State Bank Of India: 09223766666
- Surat National Cooperative Bank: +91 261 6713015
- Suryoday Small Finance Bank: 97410 00040
- State Bank Of Travancore: 09223866666
- Shri Chhatrapati Rajarshi Shahu Urban Co-Op Bank: 020-24435385, 24432557
- Tamilnadu Grama Bank: 9289202222
- Tamilnadu State Apex Coop Bank: 9244092440
- Telangana State Coop Apex Bank: 040 23443821
- The Ajara Urban Co Op. Bank Ajara: 0234-220040
- The Haryana State Cooperative Bank: 0172-2713293
- The Khattri Co-Operative Urban Bank: +91 7533005194
- Tamilnadu Co-operative Bank: 9244092440
- Tamil Nadu Mercantile Bank: 09211937373
- The Thane Bharat Sahakar Bank: 9223191010
- The A.P. Mahesh Co-Op Urban Bank: 07949130421
- The Ahmedabad Mercantile Cooperative Bank: 9607847466
- The Andhra Pradesh State Cooperative Bank: 9542030044
- The Haryana State Cooperative Bank: 1-800-472-6842
- The Tiruchirappalli District Central Cooperative Bank: 0431 270 2441
- Tiruvannamalai District Central Cooperative Bank: 9489619769
- The Panchmahal District Co-Operative Bank: 02672-240952, 02672-250853
- The Bharat Co-Operative Bank (Mumbai): 9223009999
- The Bhiwani Central Co-Operative Bank: 01664-244102
- The Cosmos Co-Operative Bank: 90290 13793
- The Delhi State Cooperative Bank: 011-26326316
- The Gadchiroli District Central Cooperative Bank: 9289201111
- The Greater Bombay Co-op. bank: 9223179977
- The Gujarat State Cooperative Bank: 079-27459000
- The Jalgaon People’s Co-Op Bank: 9405057991
- The Kancheepuram Central Cooperative Bank: 58367872
- The Kalupur Commercial Company O.P. Bank: +91-9712906224
- The Kalyan Janata Sahakari Bank: 1800-233-1919
- The Kangra Central Cooperative Bank: 9580079717
- The Karad Urban Co-Op Bank: +917350001480
- The Karnataka State Apex Coop. Bank: 1800-425-1445
- The Lakshmi Vilas Bank: 8882441155
- The Mehsana Urban Cooperative Bank: 09266692668
- The Mehsana District Central Co-Op Bank.: 08046878397
- The Municipal Co-Operative Bank Ltd. Mumbai: 8505888828
- The Nainital Bank Limited: 800-180-4031
- The Nashik Merchants Co-op Bank, Nashik: 0253-2308200
- The Rajasthan State Cooperative Bank: 0141-2744816
- The Ratnakar Bank: +91 22 6115 6300
- The Sahebrao Deshmukh Cooperative Bank Ltd: 91-22-2852 0369
- The Saraswat Cooperative Bank: 9223040000
- The Shamrao Vithal Co-Operative Bank: 9029011133
- The Surat District Cooperative Bank: 1800 233 9900
- The Surat Peoples Co-Op Bank: 1800 233 7722
- The Sutex Co-op. Bank: 7575820008
- The Tamil Nadu State Apex Cooperative Bank: 044-2530 2332
- The Thane District Central Cooperative Bank: 1800229299
- The Varachha Co-op. Bank: 0261-4008080
- The Vishweshwar Sahakari Bank, Pune: 8287346265
- The West Bengal State Cooperative Bank: 033 2248-8491
- The TJSB Sahakari Bank: 921200550
- The Tumkur Grain Merchants Cooperative Bank: 9220092200
U-Z Banks List
- Uttrakhand Gramin Bank: 9212005002
- Uco bank: 18002740123
- Union Bank of India: 9223173933
- United Bank of India: 09223008586
- United Overseas Bank: 9210622122
- Vasai Vikas Sahakari Bank: 9223172359
- VSV (Vishweshwar Co-Operative Bank): 8287346265
- Vijaya Bank: 1800 425 5885
- Vidharbha Konkan Gramin Bank (VKGB): 8010968342
- Varachha Co-operative Bank: 02614008080
- West Bengal State Cooperative Bank: 033 2248-8491, 033 2248-8492
- Woori bank: 0124 270 6700
- Yes Bank: 09223920000
- Zila Sahkari Bank Ghaziabad: +91 120 2824884
Please Note: The Listed missed call banking numbers have been sourced from official bank websites and may change over time. Users are strongly recommended to verify numbers on their respective bank’s website before using the service or dialling the number.
The author and website are not responsible for any financial loss, fraud, or incorrect information resulting from the misuse of this data. Always rely on official banking sources and avoid third-party apps or unauthorized services for financial transactions.
Troubleshooting Tips for problems
- Double check Mobile Number Registration – Please make sure your latest mobile number is registered with the bank. if it’s not, visit your branch and first, ask for an update on your new mobile number.
- Check for SMS Delivery Issues – If you not receiving SMS from the bank, Please check your phone network signals, is not in aeroplane mode. Also, check SMS inbox storage first.
- Ensure Correct Phone Number: Double-check that you’re dialling the correct balance enquiry number provided by your bank. Using the wrong number will not trigger the service. please visit the official bank website to verify the latest number.
- Confirm Bank Service Availability: Verify that your bank offers the Miss Call Balance facility. Some banks might not support this service or might have specific numbers for different types of accounts.
- Contact Customer Service: Last but not least, simply, contact your bank customer care helpline for help. They can help verify if there are any issues with your account or mobile number.
- Check for System Maintenance: Occasionally, banks perform system maintenance that may temporarily disable services. Check with your bank to see if they are undergoing maintenance that could affect the Miss Call Balance facility.
FAQs
Can I register multiple bank accounts for missed call banking?
Yes, you can register multiple bank accounts if they are linked to the same mobile number. Some banks allow selecting a preferred account, while others send details of all linked accounts.
Is it safe to use missed call banking?
Yes, it is safe as long as your registered mobile number remains secure. However, be cautious such as never share your phone OTPs, PINs, or Personal details if someone ask from you.
Can I use missed call banking outside India?
No, this service typically works only within India and requires an active Indian mobile number linked to your bank account. If you’re abroad, use internet banking or your bank’s mobile app.
How long does it take to receive my balance SMS?
The SMS with balance is usally sent within 30 to 45 seconds after making the missed call. however, delays may happen due to network issues, server downtimes, and SIM Operators.
Can I check my bank balance using a missed call from any mobile number?
No, For maintain safety, you can only use missed call banking service from your registered mobile number linked with your bank account.
If you found this guide useful, share it with your family and friends. You never know who might need it next!
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This article was written by Nanne Parmar, a fintech expert with a DCA degree and a commerce background, with 6+ years of experience in finance, fintech, and banking. Nanne has worked extensively in AI tools for banking, financial calculators, and fintech products. As the founder of EaseMoney, he focuses on making complex financial concepts simple for Indian users.
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